What is in news : The National Health Authority (NHA), the apex body for implementing Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY), has revised the Health Benefit Package (HBP) Master under the scheme.

What is new:

In the revised version of Health Benefit Package (HBP 2.2)  has been added:

• Rates of some packages have been increased by 20% to 400%
• Rates of around 400 procedures have been revised
• One new additional medical management package related to black fungus

About :

• Launched as recommended by the National Health Policy 2017, to achieve the vision of Universal Health Coverage (UHC).
• Aim: to undertake path breaking interventions to holistically address health (covering prevention, promotion and ambulatory care), at primary, secondary and tertiary level.
• Ayushman Bharat adopts a continuum of care approach, comprising of two inter-related components, which are:
  • Health and Wellness Centres (HWCs).
  • Pradhan Mantri Jan Arogya Yojana (PM-JAY).
• Key Features of PM-JAY
  • World’s largest health insurance/ assurance scheme fully financed by the government.
  • Provides a cover of Rs. 5 lakhs per family per year for secondary and tertiary care hospitalization across public and private empanelled hospitals in India.
  • Provides cashless access to health care services for the beneficiary at the point of service, that is, the hospital.
  • Envisions to help mitigate catastrophic expenditure on medical treatment which pushes nearly 6 crore Indians into poverty each year.
  • Covers up to 3 days of pre-hospitalization and 15 days post-hospitalization expenses such as diagnostics and medicines.
  • No restriction on the family size, age or gender.