Published on: March 8, 2022




The Union Labour and Employment Ministry launched the “donate a pension” scheme allowing any citizen to pay the premium amount on behalf of an unorganised worker under the Pradhan Mantri Shram Yogi Maan-Dhan Scheme.


  • Originally Launched in 2019 as PM Shram Yogi Maan-Dhan Scheme
  • Allows unorganised sector workers between the age of 18 and 40, who earn up to ₹15,000 a month, to enroll by paying a premium amount between ₹55 and ₹200, depending on the age, that would be matched by the government.
  • On reaching the age of 60, the beneficiaries would get a ₹3,000 monthly pension.
  • Allows a citizen to donate the premium contribution of their immediate support staff such as domestic workers, drivers, helpers, care givers, nurses, in their household or establishment
  • The donor can pay the contribution for a minimum of one year, with the amount ranging from ₹660 to ₹2,400 a year, depending on the age of the beneficiary
  • The premium amount can be paid through or by visiting a Common Service Centre anywhere in the country